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Most UK residents are entitled to free healthcare from the NHS.

Health insurance pays all – or some – of your medical bills if you’re treated privately.

You’d need to have a policy that covers the type of treatment you might need.

If you needed to make more than one claim, it’s quite likely that private medical insurance would save you money.

It would not surprise me at all if the Stories website did not belong to her. And, Sue, if you are reading this, please let me have your phone number once more.

Although plastic macs were allowed as part of our school uniform, they had to be grey, grey-black, or black, to harmonise with the navy blue basic uniform.

It can be good value if you might need specialist, expensive treatment.

If you’re a sporting enthusiast, for example, you might want access to specialist private treatment that isn’t available in the NHS – like surgeons and experts who only do private work.

In west London where I lived there were two shops that specialised in school uniforms one for boys and gents and the other for girls and both fully stocked pakamac plastic and nylon raincoats which were compulsory then at most schools in the area.

So usually about once a year you were taken to get fitted, usually for a gabardine raincoat and a pakamac to fit over the top ,then you were fully measured for both so you got the correct fitting .

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